We begin with the question and a model answer.
首先我们将从问题和参考反问开始。
The model answer how much the probability when the default occur, so it can be used in credit risk management.
这事实上是一个典型的定量研究模型,模型回答了违约以多大的概率发生,因此可以用于信用风险管理。
The rather robotic model answer followed: "I have received your letter and, with regard your invitation, it gives me cause for hesitation."
一个相当机械性的回答是这样的:我收到你的信了,但你的邀请让我很犹豫。
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