For Alipay, working with the world's largest retailer can help it increase adoption of the mobile payments service.

对支付宝来说，和全球最大的零售商合作则有助于扩大其移动支付业务的覆盖范围。

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Mobile merchants, such as a pizza delivery service, can accept Visa payments with the help of enhanced mobile handsets that double as a mobile acceptance device.

移动商家，如比萨饼送货服务，可以接受增强型手机的Vis a支付。

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That's because it can control of some of the key elements such as handsets, the operating system and an online payment service needed to deliver mobile payments.

这是因为苹果掌控着支持移动支付的一些关键要素，如手机、操作系统，以及在线支付服务。

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Square has grown quickly as a mobile payments service by simplifying the payments process, but has lately been adding more tools to increase customer loyalty with merchants.

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An NFC-based mobile payments service that lets consumers make payments to merchants and other consumers via a credit or debit card, directly from their bank account or using credit stored in their iTunes account.

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Google Wallet is the first mobile payments service to really show promise in adding capabilities like the above on top of a base payment platform by bringing their ecosystem of local services like Google Places and Offers into the fold.

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