Many of the erroneous reports had missing information that may boost a score, such as missing a revolving account in good standing, or miscellaneous incorrect information such as an incorrect birthday.

FORBES: 5 Credit Myths that Lead to Disaster

Siva failed to score, missing eight 3-pointers, but had four assists and no turnovers.

WSJ: No. 10 Louisville beats No. 12 Syracuse 58-53

But, by favoring all those zeros, we may be missing an opportunity to score a better deal, according to a new paper from researchers at Columbia Business School.

WSJ: Asking for a Raise? Avoid Round Numbers