Anyone who has a teenage child knows how easily it could have been them, and this example is a reminder to not simply take the minimumliability insurance coverage on auto insurance policies.
The CFA suggests state insurance commissioners help make rates fairer and more affordable for a wider range of consumers by lowering minimumliability coverage, making certain that insurers are charging fair rates for this coverage and prohibiting or restricting providers from using factors unrelated to driving (including education and occupation) to price their policies.