Because loans were issued with guarantees during a period when the national policy was to encourage lending, credit scrutiny by the Banks would have been minimal.

因为当国家政策鼓励担保贷款时，对信用的要求是较低的。

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At present, the region has formed a minimal needs, five guarantees, victims relief, medical aid, housing assistance, student aid, job training assistance and other relief system subjectivity.

目前，全区已形成低保、五保、灾民救济、医疗救助、住房救助、助学救助、就业培训救助等主体性救助制度。

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Huge stores hawking a wildly diverse range of complex electronics, computers and appliances with minimal staffing virtually guarantees that repeat customers will be rare.

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Both offer fast approval times, minimal application paperwork and government guarantees of up to 85% for the smallest loans.

WSJ: Small-Business Lending Jumps, But Credit Struggles Linger