If you are switching professions mid-career, be prepared to take a pay cut, to start out at the ground level, or to work for a boss who's 10 years younger.

如果你想中途转行，做好薪水降低、从零开始或者为比自己小10岁的老板打工的心理准备。

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Its boss, Roopa Kudva, says that in the mid-1990s it downgraded lots of its ratings and saw customers pull business from it as a result.

ECONOMIST: Credit-rating agencies

Elsewhere, Hertha Berlin were held 0-0 at home by Borussia Moenchengladbach and new Hanover boss Mirko Slomka got off to a losing start when his side were beaten 1-0 at mid-table Mainz while Stuttgart edged a 1-0 away win over Freiburg on Friday night.

CNN: Robben snatches victory for Bayern