Microloans, which command higher yields to reflect greater risk, had a 14% net interest margin.

但资产回报率较高也反映出风险较大，小额贷款拥有14%的净利差。

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They also provide microloans to US businesses, which I am thrilled to see.

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We offer coaching and microloans to emerging entrepreneurs seeking to grow their businesses and build credit.

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