Moreover, the micro impact of misguided policies on specific families and local communities can be immense.

FORBES: Congress's Policies Steal Our Freedoms While Rewarding Irresponsibility

Unlike regular degree programs, which provide a macro education on a general topic (say, Computer Science), badges certify micro-based competency in a very specific skill (say, JavaScript).

FORBES: Why Get a Pricey Diploma When a Bleepin' Badge Will Do?

Lime Brokerage Chief Operations Officer John Jacobs says that he is pleased that the SEC took a more macro view of the issue rather than micro-managing brokerages by giving them specific requirements.

FORBES: No More Tolerance For Unlicensed Driving In The Markets