Note a written promise to back funds borrowed, stating the amount, the interest rate, the time, the method of payment, and the obligation to repay.

票据一种偿还借贷资本的书面承诺，其规定了数额，利率，付款时间，付款方式以及偿还义务。

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There is a risk involved in this method as if you do not have sufficient funds available to repay the loan at the end of the term, you may have to sell your property.

BBC: Mortgages explained for first-time buyers