HSBC's history is certainly remarkable. It is one of only two mega-banks that have remained independent for more than a century, avoiding a bail-out or state control (the other is Santander of Spain).

汇丰的历史无疑是显著的，它是仅有的两家保持了超过一个世纪独立性的大型银行(另一家是西班牙桑坦德银行)之一，避免了紧急援助或转国家控制。

youdao

We are painfully learning that the world’s mega-banks are too complex to manage, too big to fail and too hard to restructure.

我们痛苦地认识到世界上的大银行都过于复杂难于管理，太大而不能失败，太难而无法调整。

youdao

That is far above the level of America's mega-banks (JP Morgan Chase sits at 6.4%) and exceeds Europe's other big beast (Santander's ratio is 7.2%).

这一水平远远高于美国各巨型银行(摩根大通(JP Morgan Chase)的该比率为6.4%)以及欧洲其他同行巨兽(西班牙桑坦德银行(Santander)的这一比率是7.2%)。

youdao

Interest rates hit 21.5%, a deep recession ensued with unemployment reaching 11%, the agricultural sector slid into depression, a bubble burst in the energy sector, the real estate industry collapsed, and third-world debt burdens nearly brought down the mega banks.

FORBES: The Inept Financial Reform Bill

Some fear the mega-banks will use TARP funds to acquire better-run, local institutions.

FORBES: New Geographer

Like other successful community bankers across the country, Bass believes that the mega-banks have been hopelessly tarred by TARP taxpayer funds.

FORBES: New Geographer