He acknowledged $100 million may not seem like much, given the trillions of dollars the federal government spends annually.

VOA: standard.2009.04.20

Be that as it may, America still spends a significant percentage of its income on these items.

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The amount of time a student spends on a course home page may have little to do with course completion.

FORBES: More Interaction In Online Courses Isn't Always Better

The savings in time may be more impressive, since the average household currently spends two or three hours a month paying bills.

ECONOMIST: Bill payment by Internet