If you contributed less than the legal maximum to your HSA account through payroll deductions during 2012, you can still top out your 2012 contributions now and cut your 2012 taxes.
If your savings were below the proposed cap, you could continue making contributions to the account, although the maximum amount allowed would be subject to the lower IRA limits.
That evening, brokers at Morgan Stanley Smith Barney, a part of the firm that deals with individual investors, were told that their allocations of Facebook shares had been raised to a maximum of 5, 000 per account, from roughly 500 shares.