Hundreds of years of banking history attest to the instability of this "maturity transformation".

数百年的银行业历史证明了这种“期限转换”的不稳定性。

youdao

They also provide a means for developing a transformation roadmap to achieve a target state of maturity from a given current state of maturity.

它们还提供了一个方法，用来开发转换路线图，以便从一个给定的成熟度的当前状态转换为目标成熟度状态。

youdao

Compare the current and target level maturity indicators to identify gaps and determine the organization's transformation roadmap from current maturity to desired target maturity level.

比较当前和目标成熟度级别指示器，根据二者的差距确定从当前成熟度级别到理想的目标成熟度级别的转变路线图。

youdao

For once we strip out the technical stuff there what is actually being described there is maturity transformation, the very essence of banking itself.

FORBES: Banning Prop Trading By Banks: At Some Point It Becomes Banning Banking

Broadly, though, all banks earn money through some combination of maturity transformation (borrowing short and lending long), taking credit risk (ie, lending to people who may not pay it back) and earning fees and punting on their own account in the capital markets.

ECONOMIST: Buttonwood

The result is that maturity-transformation risk has paid off handsomely: banks have snaffled up deposits and lent the money on at much higher rates.

ECONOMIST: Buttonwood