A study is made in this paper of the credit decision mechanism against adverse selection in a competitive market with asymmetric information when entrepreneurs are riskaverse.

研究了在竞争的信贷市场中，对风险厌恶型投资者克服逆向选择作用的信贷决策机制，提出了这种机制应满足的性质。

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This part studies on that topics in terms of the institutional structure, invest decision, rundown structure, risk, market selection mechanism and signaling mechanism.

对此，本文从制度安排、投资决策机制、供求系统耗散结构、风险性、市场选择机制及信号传递机制等多角度、多方面进行了讨论和研究。

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Based on these, the objective marketing decision system is designed to aid the procedure of segmentation and objective market selection.

在此基础上，建立了自顶向下与自底向上相结合的目标市场营销决策系统。

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