In addition to such factors that enabled mortgage lending to be easier, there was a marked increase in securitization of subprime loans.
除了这些因素,使按揭贷款更容易,有一个次优抵押贷款证券化的显着增加。
Securities of packaged loans are marked to market, meaning losses have typically already been taken through capital.
打包贷款证券是按照市价估值的,这意味着损失通常已经在资本中被剔除了。
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