The right of subrogation in marine insurance for the insurer is given by law.

海上保险代位求偿权是保险人的一项法定权利。

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Abandonment in Marine insurance is when constructive total loss happens, the assured transfer rights of the insurer to the subject matter insured and demands indemnification from the insurer.

海上保险委付是指保险标的在推定全损的场合视同已全部损失，被保险人放弃保险标的，将保险标的的一切权利和义务转移给保险人而收取全部保险金额的制度。

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These are not considered Marine risks. Risks of this kind must BE specifically applied for and explicitly accepted by the insurer.

这些都不认为是海洋运输货物险。这类特殊险别必须特别投保并须得到承保方明确接受。

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Weak companies are still failing, like insurer Dai-ichi Mutual Fire and Marine earlier this month.

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