Deposit insurance system also can promote fair competition among Banks, the money supply and contribute to the stability of financial management functions.

存款保险制度除了具备上述功能之外，还具有促进银行间公平竞争、稳定货币供应量以及有助于金融管理的功能。

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Banking is a risky industry. The management conditions of banking directly affect the stability of financial system and the society.

银行业是一个高风险的行业，银行业的经营状况直接关系着金融体系和社会的稳定。

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So the policy maker should take measures to enhance the management of leverage and liquidity, and establish policy framework to keep the stability of financial system.

因此，政策制定者应该加强杠杆率和流动性管理，建立维护金融稳定的政策框架体系。

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So, financial and management stability is critical.

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