For individuals the good news is that there are mutual funds that make it easy to invest in diversified portfolios of floating-rate loans, mostly made by banks to corporations with less than investment-grade bond ratings.

FORBES: Fixed Income for Bears

So he'll meet with leaders in places that we're not necessarily stopping on -- that he believes that the United States and these countries have a series of mutual interests, and that by working together, we can make progress on those mutual interests.

WHITEHOUSE: Press Briefing

That would put large money managers like mutual funds on the hook to make investment decisions that would directly benefit their fundholders instead of passing along costs that only build their asset base and increase their fee income.

FORBES: Sign Your Fiduciary Declaration Now and Tell Mary Schapiro You Want Action