Make the savings an automatic payment that happens every payday, and make it the first and most important bill you pay.

第一个也是最重要的你付钱的账单，就是在每个发薪日自动付款储蓄。

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We must reorient the savings policy discussion to include the needs of shorter-term savers and consider policy that would make savings automatic and universal at birth.

CNN: Commentary: Save more for yourself and America