In the present paper, a credit risk forecast model with micro and macro analyses closely combined is created on the basis of an enterprise risk appraisal model used for financial analysis.
本文在基于财务分析的企业风险评估模型基础上，构建了宏微观分析相结合的信贷风险预测模型。
Secondly, from the perspective of macro and micro, this paper points to the financial mechanism promotes economic growth trough PAGANO model and the theory of financial function.
其次利用PAGANO模型和金融功能理论分别从宏观和微观两个角度来分析金融因素促进经济增长的机制；
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