Two companies, Safaricom and Vodafone, launched the M-Pesa mobile money service in Kenya in two thousand seven.

VOA: special.2009.11.02

And I'm Faith Lapidus. What would you like in an English learning mobile app if you could have one designed just for you?

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People can also transfer money to other mobile phone users, even those without an M-Pesa account.

VOA: special.2009.11.02

In 2007, Safaricom launched M-Pesa (M for mobile and Pesa- a Swahili word for money) which lets users deposit, transfer and withdraw funds via text message.

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All payments for completed tasks are received by mobile phones, using M-PESA, a popular mobile banking service.

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"If you come in and say, 'I'm Time Warner, and I'm offering you mobile service, ' that may not resonate, " says Lopez.

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