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And overall efficiency is lower, mainly because of a less skilled workforce.
ECONOMIST: Living standards
The U.S. dollar index was solidly lower Tuesday and mainly lost ground to a stronger Euro currency.
FORBES: P.M. Kitco Metals Roundup: Gold Ends Higher on Short Covering, Bargain Hunting; Weaker U.S. Dollar Supportive, Too
Overall, the 2012 second quarter's results for Clydesdale Bank were weakened by lower revenue, mainly from increased funding costs.
BBC: David Thorburn
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