For instance, consider the most popular low down payment loan option, the FHA mortgage, which allows buyers to purchase a home with 5% down.

例如，参考时下最流行的低首付选项，FHA抵押贷款，这使得买家可以在仅支付全款的5%的情况下购买住房。

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When you put a person with no down payment (or a low down payment) in a home that costs hundreds of thousands of dollars, you are asking for trouble.

当银行电脑系统同意让一个没有预付首期贷款(或者只付了很低额度)的人去买一间价值成千上万美元的房子，这其实就是在自找麻烦。

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So nationwide, these low down payment sales, like the subprime of old, are already coming back to bite the hand that fed them.

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The MBA stated that an increase in mortgage insurance premiums for FHA loans, which are attractive to buyers because of their low down payment requirements, may have contributed to this decline.

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Some may still be able to obtain an FHA loan with a low down-payment requirement, but those with poor credit will likely have to put a larger amount down.

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