You want your 18-year-old to understand what contributes to a good credit score, like a credit card with a low balance and a history of timely payments.

你需要让你满18岁的孩子知道怎么做可以有助于提高优良的信用记录，比如及时支付最低还款结余的信用卡消费。

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Companies big and small are taking advantage of the low rates to bolster their balance sheets and lower their interest costs by millions of dollars for years to come.

无论大公司还是小公司都在利用低利率来提振资产负债表，接下来的几年有望节省数百万美元利息成本。

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On balance, low deposit rates encourage people to withdraw money from Banks and spend more.

总而言之，较低的存款利率会鼓励人们从银行提取存款，增加开支。

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That's because, at the end, if- -suppose you're one month or two months away from the payoff of the mortgage, you don't have any balance left, so the interest that you're paying is -hardly any balance left--is very low and so you're payment is paying off principal, mostly.

这是因为,在最后,如果,假设你还剩1到2个月,就可以还清抵押贷款,那么剩下的贷款余额就很少了,因此你所需要付的利息,将会非常少,因为贷款余额几乎为零,此时你偿还的就主要是本金

耶鲁公开课 - 金融市场课程节选

One-third of mobile banking users say they receive text message alerts from their bank, and a majority of this group receives alerts for a low balance.

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With stock prices low and balance sheets bursting with cash, won't the sector lure value investors?

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Nearly all of mobile bankers report taking an action after they received a low-balance text alert from their bank.

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