Loss Distribution Approach 损失分布法 ; 损失分配法 ; 损失分布方法 ; 如损失分布法
Aggregate loss distribution 总损失分布
energy-loss distribution 能量损失分布
Loss Distribution Approaches 损失分布法
At present, the main models include basic indicator approach, standardized approach, internal measurement approach, loss distribution approach, scorecard approach, extreme value theory and Baysean network method ect.
目前主要的操作风险度量方法有基本指标法、标准法、内部衡量法、损失分布法、计分卡法、极端值理论以及贝叶斯网络技术等。
参考来源 - 基于非直接损失性的商业银行操作风险度量研究·2,447,543篇论文数据，部分数据来源于NoteExpress
Operational risk is a kind of low frequency and high severity loss risk. Its loss distribution shows fat-tail. It is often underestimated by using usual methods for risk measurement.
操作风险发生的频率较低，但可能会引起巨大的损失，其损失分布具有鲜明的厚尾性，因此应用通常的风险计算方法往往会低估风险。
The second step is by using EVT to fit the tail of credit loss distribution.
第二步是利用极值理论模型拟合信用损失的尾部分布。
The final loss distribution model can be used for the fitting of insurance loss.
最后得到的损失分布模型可用于保险损失额的拟合中。
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