The American Association for Long-Term Care Insurance found in a study that applicants for LTC insurance who were in good health (typically, younger applicants) qualified for discounts of up to 20% a year.

FORBES: Can Your Finances Survive Long-Term Care?

The Inter-American Development Bank has commissioned a study of long-term care facilities in Uruguay, Argentina and Chile.

FORBES: Montevideo: Unprepared

The study found that about 20 percent of residents are receiving Medicaid assistance for their long-term care services (but not for room and board).

FORBES: Not Your Grandmother's Assisted Living Facility