Lenders could charge fees for popular features now taken for granted, like the ability to "lock in" an interest rate weeks or months before taking out a loan.

目前普通项目上，放贷者可以根据自己能接受的费用来定价：比如在放款前数周或数月，自己“内定”利率。

youdao

But with open-source software there was much less of a lock-in. There are no licence fees, and the file formats and data structures are open.

但安装开源软件就自由得多，无需付会员费，而且文件格式及数据结构都是公开的。

youdao

Advertising is shiny, so squint through the glare and find out about fees, lock-in periods, points and qualification requirements for what is being featured.

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Just how many homeowners will pay the fees to lock in at a lower rate remains to be seen: many have already refinanced at low rates and more are unable to refinance because of a lack of home equity.

FORBES: With QE3, How Low Will Mortgage Rates Go?

M-GO does not lock people into ongoing subscription fees or require them to buy additional hardware.

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