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They must also vary the loan-to-value ratio on commercial and residential mortgages to forestall real estate bubbles.

为预防房地产泡沫，他们也必须适时地调整商业和住宅抵押贷款的贷款价值比。

youdao

The critical thing is the loan-to-value ratio, or LTV.

其中关键的一点是贷款价值比率，或者简称ltv。

youdao

In a pawn transaction, the customer gets a short-term loan of about fifty to seventy-five percent of the value of an item.

VOA: special.2011.04.18

The history of mortgages is that they have generally over time gotten more easy on loan-to-value ratio and also on maturity.

从抵押贷款的历史来看,随着时间推移,抵押贷款,对于贷款价值比和期限越来越宽松

耶鲁公开课 - 金融市场课程节选

But if the loan to value ratio is greater than one, they won't be able to get all the money back.

但如果贷款价值比率大于1,他们就不能追回所有的贷款

耶鲁公开课 - 金融市场课程节选

The group proposes to lessen the risk to taxpayers through guarantee fees for mortgage-backed securities and by requiring mortgage insurance where the borrower is financing 80% or more of the loan value.

FORBES: Magazine Article

Value is hurting ratios, and this in turn is disqualifying borrowers from approval based on loan to value (LTV).

FORBES: American Dream Of Homeownership Fading. Rejoice.

And about another 8 million have a mortgage with a loan to value ratio between 95 to 100%.

FORBES: Transcript: Nouriel Roubini