...的房地产市场以及经济增长加速的带动下,本地银行的贷款增长应该继续稳健,不过低利率的环境所带来的较低贷款利差(loan spread)还是继续对本地银行的净利息收益率带来压力。本地银行的资产质量则料能在第二季继续好转,促使整体信贷成本进一步滑落。
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spread loan 延期贷款
The interest rate level and the rate structure unreasonable mainly display in: The interest rate level is in the historical bottom, saves the loan spread to reduce unceasingly.
利率水平和利率结构不合理主要表现在:利率水平处于历史最低点,存贷款利差不断缩小。
With the rapid spread of the loan crisis, improve efficiency and reduce risk of Banks becoming the two most important issues.
随着次贷危机的迅速蔓延,提高银行效率和降低银行风险成为银行运营中的两个最重要的问题。
They will spread their payment of the loan out over a long period of time.
他们将用很长时间分期偿还这笔贷款。
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