Training doesn't just involve teaching someone how to structure an aircraft loan, write nifty software or even hew to company policies.

FORBES: To Train Or Not To Train?

James Adams is a Senior Analyst at Sageworks, a leading provider of credit risk management, loan loss reserve and stress testing software to financial institutions.

FORBES: For Banks, There Are Risks In Using Excel For Underwriting

They adjusted their business model by creating proprietary software to streamline customer tracking and loan underwriting processes.

FORBES: Question: How Many Obstacles Must You Overcome To Succeed? Answer: ALL Of Them!