To study the combined housing mortgage loan, we established a theory model for it. Through this model, we can work out the term of loan, the repayment of capital and interest every year.
为此，试图建立一个考虑居民收入增长的个人住房抵押组合贷款理论模型，通过该理论模型可以确定合理的贷款期限以及各年的还本付息额。
On the basis of expounding major factors affective the student loan burden, we put forward some suggestions for improving the NSLC repayment model in China.
在阐述影响还款负担的主要因素的基础上，对我国国家助学贷款偿还模型的改进提出了一些合理化建议。
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