With the fluctuations in the value of loan collateral, as well as development of Financial derivatives, credit risk has become the major risk that banking industry faces in the world.

由于贷款抵押品价值的波动以及表外衍生金融产品的增加等原因，信用风险已成为当今全球银行业所面临的主要风险。

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Freshly minted entrepreneurs are typically major risks for lenders because they lack business experience, collateral to secure the loan or both.

新的创业者典型的对于借款的人来说是个巨大的风险，因为他们缺少经商经验和贷款担保。

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Without collateral, Mr. Thomas wasn't able to get a loan.

由于没担保品，汤玛斯先生的贷款办不下来。

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The item itself acts as the security or collateral for the loan.

VOA: special.2011.04.18

When you mortgage a property that means that you offer the property as collateral for a loan.

当你通过抵押贷款购买一项财产意味着,你需要抵押这项财产的所有权以获得贷款

耶鲁公开课 - 金融市场课程节选

There are lots of costs, so you want to have a loan-to-value ratio, which is sufficiently low, that the collateral will cover the value of the loan.

那是一大笔开销,因此你要设定一个足够低的,贷款价值比率,使得抵押物价值能够为贷款提供保障

耶鲁公开课 - 金融市场课程节选

As a result, no SEC regulation precludes McClendon from using his well plan stake as loan collateral.

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The previously undisclosed debt meant the Credit Suisse funds no longer had an exclusive claim on their loan collateral.

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Another example is an item like loan collateral, which is included in team expenses by some schools but omitted by others.

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