Courts have no authority to order a bank to change the terms of a loan or compel a homeowner to continue making payments on a home.

法庭没有权力下令银行更改贷款的条款或是强迫房主继续支付贷款。

youdao

Under the law, the Fed has the authority to lend to any nonbank, but only if the loan is "secured to the satisfaction of the Federal Reserve bank."

按照法律规定，美联储有权力为任何一家非银行机构贷款，但是只有在贷款的“安全性令美联储感到满意”的情况下才可以这么做。

youdao

In a secure environment only a loan officer would have the authority to manually approve or reject a loan.

在安全环境中，只有贷款官员有权手动批准或拒绝贷款。

youdao

And right now, Harry is fighting to pass additional tax breaks and loan authority to help small businesses grow and hire all across the country.

WHITEHOUSE: Government, Innovation and the Economy

Loan officers source and originate mortgage loans, they collect your information and your documents and submit your mortgage loan to a team of processors and underwriters, loan officers do not have the authority to approve your loan.

FORBES: Why Getting Pre-Approved For A Mortgage Is A Sham

Underwriters are trained and anointed with the authority to give final approval to your loan.

FORBES: Why Getting Pre-Approved For A Mortgage Is A Sham