Indeed, the regulators worry that programme-making cable companies, which are obliged to make their programming available to their competitors, are loading system costs on to their production arms, thereby passing them on to satellite broadcasters and other cable operators.
Appeals, contestations, audit cost (both provider and insurer driven), reconciliations, contract loading, software license costs, as well as general administration, network development, marketing, commissions and profit all are major factors why private insurance administrative costs are higher.