Sit down with a piece of paper and make a list of your five short term goals along with a list of all of your debts; you should already have these ready to go.
坐下来，拿出一张纸，列出你的五个短期目标，同时列出你的全部债务。 你应该准备好带着这些债务一起出发。
Some examples of things that a person might put on their list include new home, car,special trip, artwork, starting a business, or pay off debts.
一些人会将诸如新房子、新车、难忘的旅行、艺术品、创业或还债例如这份清单中。
Under these goals, make a list of each of your debts as well.
根据这些目标，列出一个债务清单。
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