Consumer finance products like credit CARDS or personal lending are very successful in Europe in achieving this objective.

在实现这个目标上，诸如信用卡或个人贷款等消费金融产品在欧洲十分成功。

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They're not going to want to cannibalize their high-margin business like credit CARDS, but they are going to want to participate in this industry.

他们不会想要拆分如信用卡这样的高利润业务，但他们会想参与这个行业。

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"They are by far the most optimistic consumer segment... they are also the ones most comfortable with alternative forms of payment like credit CARDS," he said.

“他们是目前最乐观的消费者群体……他们的体验也是最好的，因为他们拥有了如信用卡等替代支付方式，”他表示。

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Auto loans defaults are actually in better shape than traditional consumer lending, like credit cards.

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Everybody goes to Delaware, because they've got very -- pretty loose laws when it comes to things like credit cards.

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Like credit cards, prepaid cards are also unregulated by the Durbin Amendment.

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