Manual business requirements: Evaluating indemnity risk for a life insurance company might be subjective based on the experience of the underwriter.

手工办公的需求：对于一家人寿保险公司来说，评估赔偿风险可能完全基于保险商的主观经验。

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The underwriter realizes this and certainly does not set out to make life difficult for his agency colleagues.

承保人意识到这点，他当然不会让他代理同僚的日子难过。但是，他还有一件工作要干。

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Deloitte's "methodology is sound, " says Mike Belko, chief underwriter at USAA Life Insurance Co.

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It's also important to buy life insurance from a financially sound underwriter to ensure they'll be in business at least as long as you are.

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Allegedly, on November 11, 2011, Chaisson submitted a new life insurance application for his uncle, but the underwriter (citing the prior rejection ) required that the uncle submit to a telephonic medical history interview.

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