You have accident liability coverage.

您保了事故责任险的。

youdao

Why would I want personal liability coverage?

我为何需要买个人责任险？

youdao

We have liability coverage, which covers only damages and injuries we cause to other people and property.

我们购买了责任险，只涵盖我们对他人和财产造成的损害和伤害。

youdao

As with auto insurance, most states mandate minimum liability coverage for motorcycles, though theft (comprehensive) insurance is optional.

FORBES: The Most-Stolen Motorcyles

In any case, liability coverage would offer great protection if a gun was lost, stolen or used by a third party to commit a crime.

FORBES: The Myth of Gun Liability Insurance

An LLC can also be suitable for the single owner who wants the liability coverage of a corporation but the more simplified tax treatment and operational freedom of a sole proprietorship.

WSJ: Forming an LLC