Medical accident should also include medical error besides liability accident and technical accident.

医疗事故除包括责任事故和技术事故外，还应包括医疗差错。

youdao

General insurance can be grouped into direct business and reinsurance business. Major types of insurance service include property damage, general liability, accident and health and motor vehicles.

一般保险可分为直接保险及再保险业务，主要包括财产损坏、一般法律责任、意外及健康，以及汽车等保险服务。

youdao

The Industrial Lines segment includes insurance products such as liability, motor, accident, fire, property, legal protection, marine, special lines, and engineering insurance for large and mid-size enterprises.

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That gives them leeway should they want to bring in another partner and helps protect their personal assets should there be a freak accident and large liability judgment levied against a property.

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They also limit the liability of plants in case of accident, and help them clean up afterwards.

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