But at the same time the overall level of credit is dropping.

但与此同时，信贷的整体水平在下降。

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Low level of credit risk control is the major reason that results in credit risk.

商业银行信贷风险管理水平的低下是信贷风险产生的主要原因。

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Rareness of utilizing credit decides the level of credit by both parties of a transaction.

信用的稀缺程度决定着交易双方对信用的利用水平。

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"The challenge is to keep up the tempo and to continue these policies that have been placed in terms of credit flows being increased to customers and interest rates being maintained at around the ten per cent level,".

VOA: standard.2009.03.13

In fact, the site is currently not accepting payments since detecting a high level of credit card fraud in those attempting to purchase tickets online using fake credit cards.

BBC: Securing tickets for Machu Picchu

To achieve "attractive" yields in typical yield-bearing instruments (i.e. fixed income) in today's environment, one must generally take on a level of credit risk that essentially shifts the risk profile of that investment more toward the equity spectrum.

WSJ: The Experts: Finding Income Despite Low Interest Rates

At Banco Azteca we are confident in our operation because of geographical diversification, as well a high level of fragmentation of credit and debit accounts ...

FORBES: Magazine Article