If some day you do reach the happy position of achieving your retirement savings objectives, you can reduce stress even further by putting some of that money into a low-cost annuity that will guarantee you a certain level of income for the rest of your life (options that cover a surviving spouse, or are indexed for inflation, are available but reduce annual income).
There are some money management firms, particularly variable annuity insurance companies that have pursued this marketing course to a level of absurdity.
The court decided the insurer had wrongly reneged on its obligation to pay a guaranteed level of income to 90, 000 holders of special policies called Guaranteed Annuity Policies.