Banks enjoy a fat lending margin.

银行喜欢一种利润丰厚的贷款边际。

youdao

If reserves earned a negative return at the margin, banks would have more incentive to lend (which is the motivation for these proposals). But more lending might not be the outcome.

假如边际储蓄利率将为负数，银行将会有更大的动机去借出（这就是这个方案的动机），但是实际上更多的贷款不会是这个方案的结果。

youdao

This is highly profitable business: Banco do Brasil's net interest margin on consumer lending is about 16 per cent, compared with about 6 per cent on business and agribusiness lending.

该业务的利润率非常高：巴西银行消费信贷的净息差约为16%，而工商企业与农业企业贷款的息差则约为6%。

youdao

Now that might, in theory reduce mortgage rates, but the scope for making any margin on lending has been reduced again.

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The 1970s brought insurance, corporate finance and securities margin-lending within its remit.

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Either low interest rates have not got through to households or businesses because the banks need to make a higher margin on lending now to rebuild their balance sheets - or companies have plenty of money to invest, but they're too nervous about the future to do it.

BBC: Osborne, Balls and the OECD: Where they agree