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Many banks have transferred credit-card loans to home-equity loans, which are tax-deductible for the borrower and offer collateral for the lender.
ECONOMIST: The bigger they are
The card lender said it would eliminate 550 positions and offer relocation packages for others.
WSJ: Lenders See Little Choice: Layoffs
By offering insurance on mortgages, the FHA is taking some of the financial risk off of the shoulder of a mortgage lender like Deutsche Bank which might not want to offer loan to just anyone.
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