All Banks should be financial intermediaries that lend depositors' money, not engines for creating money out of nothing and lending it at interest.

所有的银行只能成为将其实际借款再次贷出的中介，而不是凭空制造货币并将其贷出赚取利息的机器。

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The Fed has declared the ability to pay banks not to lend money by paying interest to banks for money on deposit at all Fed banks.

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And prime rate would clearly be the wrong interest rate to use for Apple cannot lend money out, risk free, at the prime rate.

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That means we lend money for long-term investments, investments which could otherwise be financed only under big difficulties because of interest rates or the length of a loan.

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