The new act will also bar companies from raising rates on existing debts unless payment is at least sixty days late.

VOA: special.2009.05.22

Also,companies will have to send out billing statements at least twenty-one days before a payment is owed.

VOA: special.2009.05.22

Debt-relief companies also can't charge a consumer until there's a written contract in hand and at least one payment has been made to a creditor.

WSJ: Sorting Out Debt-Relief Promises

So the challenge for me is to make sure that we do not default, but to do so in a way that is as balanced as possible and gets us at least a down payment on solving this problem.

WHITEHOUSE: President Obama Speaks to Town Hall Meeting at University of Maryland | The White House

These include a measure to allow anybody setting up a new business to delay for at least a year the payment of onerous social security charges.

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