It found that a key capital ratio of Ally's would be just 1.5 percent if it proceeded with its capital plans as requested, then suffered a severe recession.

WSJ: Fed: JPMorgan, Goldman need better capital plans

The profit also contributed to an increase in the bank's Tier 1 capital ratio, a key requirement under the Basel 3 international banking agreements.

BBC: Citigroup profits see strong rise

But the key here is that the ratio of outbound to inbound searches went up from 2011 to 2012, which is an early leading indicator that outbound migration might be accelerating, too.

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