"There's a creep factor, " says Kelly. "It's almost like time has stood still and your life hasn't gone on. "

“这种事不免令人背后发凉，”凯利说道，“这就好像时间静止了，你的生活也随之止步不前。”

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Another name recently floating about for the Factor judges panel: "X Factor" UK judge Kelly Rowland.

CNN: LeAnn Rimes interested in 'X Factor' judges post

Kelly said that Memorial Hermann's proximity to Tucson was another factor in the decision.

CNN: STORY HIGHLIGHTS

"We've had insurers applying a 10 percent to 12 percent inflation factor every year to dwelling value, " said Willo Kelly, who lobbies for real estate agents and homebuilders on North Carolina's Outer Banks.

NPR: Coastal Homeowners Stagger Under Insurance Costs