There will be a skimpy 2 megabytes of memory, which isn't much to work with on a Palm device but is enough if all you want to do is keep track of your daily schedule and a sizable address book, among other things.
By restructuring mortgages so that homeowners have 5% equity in their properties rather than negative equity, Ocwen creates an incentive for homeowners to keep up with a more affordable payment schedule on a reduced principal.