Early interest rate theory of Adam Smith, William Pitt and John Lock hold that interest rate is determined by the supply and demand of the credit capital.

斯密、威廉·配第和约翰·洛克等的早期利率理论认为，利率是由借贷资本的供求所决定的。

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And I'm wondering if you are at a certain disadvantage because John McCain did lock up this nomination so early.

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