It includes re-opening this year's debt deal to bondholders who had rejected its terms.

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It includes dangerous carve outs for payday lenders, debt collectors, and other financial services operations, and hurts the ability of community and local banks to compete by creating an unlevel playing field with their non-bank competitors.

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It aims to rein in spending-- and that includes welfare benefits-- to tackle a high national debt and low economic growth.

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